The Planner Blog

What Is IRS Lien Subordination?
Core Group Core Group

What Is IRS Lien Subordination?

IRS lien subordination is an important tool for taxpayers who are struggling with debt. It can help reduce the amount of money owed to the IRS and give a taxpayer more control over their financial situation.

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Do 401k Contributions Reduce MAGI?
Christian Brim Christian Brim

Do 401k Contributions Reduce MAGI?

Retirement planning is an important part of a financial plan, and it starts with knowing how much to save. One way to do this is by taking advantage of 401k contributions and other pre-tax retirement accounts. But do 401k contributions reduce MAGI (Modified Adjusted Gross Income)? What effect do these contributions have on your taxes and savings?

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Why Did I Receive a 1099-R?
Core Group Core Group

Why Did I Receive a 1099-R?

Did you receive Form 1099-R from the Internal Service Revenue (IRS)? Don’t worry; you are not alone. Every January, the Public Employee Retirement System (PERS) mails IRS Form 1099-R to retirees who received benefits from the year before.

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What Is a 1099-K Used For?
Core Group Core Group

What Is a 1099-K Used For?

If you are a business owner, self-employed, doing extra gigs, selling personal items, or offering products and services that accept payments through credit and debit cards and third-party payment settlement organizations, Form 1099-K is a vital subject that you need to understand. 

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Benefits of Hiring a CPA
Darenda Hansen Darenda Hansen

Benefits of Hiring a CPA

As with any business investment or expense, you want to make sure you’re getting what you’re paying for. The same rings true with an accountant or CPA.

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What is a Schedule K-1?
Christian Brim Christian Brim

What is a Schedule K-1?

The tax code is a confusing place for an entrepreneur, and it uses a whole different language. One of the common forms business owners receive is a schedule K-1. So What is a Schedule K-1? Glad you asked! Let's discuss...

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Using TurboTax Vs CPA
Christian Brim Christian Brim

Using TurboTax Vs CPA

Should your business use Turbotax or a CPA to prepare your taxes? You might expect us to say absolutely NOT, but let's dig a little deeper on that.

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Pros and Cons of Getting a Tax Extension
Christian Brim Christian Brim

Pros and Cons of Getting a Tax Extension

There are many reasons you can choose to file an extension for your income taxes. Most likely, you simply need more time to gather all of your information or meet with your accountant. But is there a downside to filing an extension?

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Often Missed Small Business Expenses
Christian Brim Christian Brim

Often Missed Small Business Expenses

You are forgiven for not being able to keep up with all of the changes in small business taxes. It has been a chore to digest everything even for professionals. Here is a recap of recent small business expense changes.

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Capital Improvements
Christian Brim Christian Brim

Capital Improvements

Accountants are weird. They use funny words and use lots of spreadsheets. One common word is Capital Improvements. Similar words that they use to describe the same things: Capital Assets, Fixed Assets, Property, Real Estate, FF&E (Furniture, Fixtures, & Equipment). In the accounting tax world, all of these terms describe something with an economic benefit beyond one year.

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Hobby vs. Business: What are the Tax Implications
Core Group Core Group

Hobby vs. Business: What are the Tax Implications

During lean times, people find opportunities to turn their hobby into a few extra bucks. Sometimes those opportunities explode into more possibilities than expected. It doesn’t take long before you ask yourself a reality-check question.

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Bunching Tax Deductions
Christian Brim Christian Brim

Bunching Tax Deductions

Lots of the old tax rules have changed in the last few years. If you haven't reviewed and adapted, you are likely paying your rich Uncle Sam too much. The Tax Cut and Jobs Act (TCJA) combined the amounts for standard deductions and exemptions into one number. The Act also eliminated deductions entirely. This effectively removed itemized deductions for many tax payers since the standard deduction/exemption for 2020 is $24,800 (married filing jointly).

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